National Agricultural Insurance Scheme
All farmers including sharecroppers, tenant farmers growing the notified crops in the notified areas are eligible for coverage.
The Scheme covers following groups of farmers:
- On a compulsory basis: All farmers growing notified crops and availing Seasonal Agricultural Operations (SAO) loans from Financial Institutions i.e. Loanee Farmers.
- On a voluntary basis: All other farmers growing notified crops (i.e., Non-Loanee farmers) who opt for the Scheme.
Comprehensive risk insurance will be provided to cover yield losses due to non preventable risks, viz.:
a. Natural Fire and Lightning
b. Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc.
c. Flood, Inundation and Landslide
d. Drought, Dry spells
e. Pests/ Diseases etc.
Losses arising out of war & nuclear risks, malicious damage & other preventable risks shall be excluded.
States/UT, Area & Crops Covered under NAIS
| State | Area Covered (in Hectares) | Crops Covered |
|---|---|---|
| ANDHRA PARDESH | 3648680.76 | Paddy, Jowar, Bajra, Maize, Ragi, Blackgram, Greengram, Redgram, Groundnut(I), Groundnut (UI), Castor, Sunflower, Cotton (I), Cotton (Un I), Sugarcane (P), Sugarcane ? Chilly (I), Chilly (UI), Banana, Soyabean, Redchilly, Onion |
| ASSAM | 13068.80 | Ahu paddy, Sali Paddy, Jute, Boro Paddy, Wheat, Rape & Mustard, Potato, Sugarcane |
| BIHAR | 839012.71 | Paddy, Maize, Chilly, Wheat, Chana, Masoor, Maize, Arhar, Rape & Mustard, Potato, Onion, Sugarcane, Jute |
| CHHATTISGARH | 1375145.37 | Paddy (UI), Kodo Kutki, Paddy (I), Soyabean, Groundnut, Arhar, Jowar, Sesamum, Maize, Wheat (UI), Wheat (Irr), Bengal Gram, R & M, Linseed, Potato |
| GOA | 606.79 | Paddy, Ragi, Groundnut, Sugarcane, Pulses |
| GUJARAT | 1896094.18 | Bajra, Maize, Blackgram, Greengram, Tur, Banana, G.Nut, Ragi, Castor, Moth, Sesamum, Cotton, Wheat (I), Wheat (UI), R&M, Gram, Potato, S. G.Nut, S. Bajra, Potato Cumin, Isabgol, Garlic, Onion |
| HARYANA | 71262.78 | Bajra, Maize, Cotton, Arhar, Gram , Mustard |
| HIMACHAL PRADESH | 20250.44 | Paddy, Maize, Potato, Wheat Barley |
| J & K | 7588.61 | Paddy, Maize, Wheat (I), Wheat (UI), Mustard |
| JHARKHAND | 517036.32 | Paddy, Maize, Potato, Wheat, Rape & Mustard, Begal Gram, Potato |
| KARNATAKA | 2692781.22 | Paddy (I), Paddy (RF), Jowar (I), Jowar (RF) Bajra (I), Bajra (RF), Maize (I), Maize (RF), Ragi (I), Ragi (RF), Navane (RF), Save (RF), Tur (I), Tur (RF), Blackgram, Greengram (RF), Horsegram, Groundnut (I), Groundnut (RF), Sunflower (I), Sunflower (RF), Soyabean (I), Soyabean (RF), Sesamum (RF), Castor (RF), Potato (I), Potato (RF), Onion (I), Onion (RF), Cotton (I), Cotton (RF), Chilly (I), Chilly (RF), Paddy (I), Wheat (I), Wheat (RF), Bengal Gram,(I) Bengal Gram (RF), Safflower (RF), Safflower (I), Linseed |
| KERALA | 24590.84 | Paddy, Tapioca, Pine apple, Turmeric, Ginger, Banana |
| MADHYA PRADESH | 4548265.74 | Paddy (I), Paddy (UN), Jowar, Bajra, Maize, Kodo Kutuki, Tur, G.Nut, Sesamum, Soyabean , Cotton, Banana, Wheat (I), Wheat (UN), Bengal gram, R & M, Potato, Onion |
| MAHARASHTRA | 1314168.56 | Paddy, Jowar, Bajra, Maize, Ragi, G.Nut, Sunflower, Soyabean, Sesamum, Niger, Tur, Urd, Moong,Cotton, Onion, Sugar Cane, Wheat (I), Wheat (UN), Jowar (I), Jowar (UN), Bengal Gram, Safflower, Sunflower, Onion |
| MEGHALAYA | 4092.18 | Ahu Paddy, Sali Paddy, Boro Paddy, Ginger, Potato, R & M |
| ORISSA | 1089845.97 | Paddy, Maize, G.Nut,.Red Gram,. Niger, Cotton, Mustard, Potato, Sugarcane |
| RAJASTHAN | 5702717.89 | Paddy, Jowar, Bajra, Maize, Moong, Moth, Urd, Gnut, Cowpea, Soyabean, Arhar, Til, Castor, Guar, Wheat, Barley, Gram, Mustard, Taramira, Masoor, Coriander, Cumin, Methi, Isabgol. Sonf |
| SIKKIM | 20.43 | Soyabean, Finger Millet, Maize, Aman Paddy, Ginger, Potato, Barley, Urd, Mustard, Wheat |
| TAMIL NADU | 440005.64 | Paddy, Ragi (UI), Ragi (I), Maize (RF), Gnut (I), Cotton (UI), Cotton, (Irr), Cotton (Rice Fellow),Tapioca, Potato, Onion, Turmeric , Banana, Chilly, Ginger, Horsegram.Blackgram, Sugarcane, Sesamum, Bajra (I), Jowar (I) |
| UTTARPRADESH | 2585076.36 | Paddy, Maize Urd, Gnut, Soyabean, Sugarcane, Arhar, Jowar, Bajra, Til Wheat, Gram, Peas, Mustard, Potato, Masoor |
| WEST BENGAL | 486718.53 | Aman Paddy, Aus Boro Paddy, Maize, Wheat, R & M, Potato |
| TRIPURA | 1735.47 | Aman Paddy, Aus Paddy, Boro Paddy, Potato |
| UTTARANCHAL | 23220.99 | Paddy, Ragi, Wheat, Potato |
| A & N ISLANDS | 106.00 | Paddy |
| PUDUCHERRY | 3719.53 | Paddy I, II, III, Cotton, Sugarcane, Groundnut |
Source: Agriculture Insurance Company of India
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