Agri Insurance

National Agricultural Insurance Scheme

All farmers including sharecroppers, tenant farmers growing the notified crops in the notified areas are eligible for coverage.

The Scheme covers following groups of farmers:
- On a compulsory basis: All farmers growing notified crops and availing Seasonal Agricultural Operations (SAO) loans from Financial Institutions i.e. Loanee Farmers.

- On a voluntary basis: All other farmers growing notified crops (i.e., Non-Loanee farmers) who opt for the Scheme.

Comprehensive risk insurance will be provided to cover yield losses due to non preventable risks, viz.:
a. Natural Fire and Lightning
b. Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc.
c. Flood, Inundation and Landslide
d. Drought, Dry spells
e. Pests/ Diseases etc.

Losses arising out of war & nuclear risks, malicious damage & other preventable risks shall be excluded.

States/UT, Area & Crops Covered under NAIS

StateArea Covered (in Hectares)Crops Covered
ANDHRA PARDESH3648680.76Paddy, Jowar, Bajra, Maize, Ragi, Blackgram, Greengram, Redgram, Groundnut(I), Groundnut (UI), Castor, Sunflower, Cotton (I), Cotton (Un I), Sugarcane (P), Sugarcane ? Chilly (I), Chilly (UI), Banana, Soyabean, Redchilly, Onion
ASSAM13068.80Ahu paddy, Sali Paddy, Jute, Boro Paddy, Wheat, Rape & Mustard, Potato, Sugarcane
BIHAR839012.71Paddy, Maize, Chilly, Wheat, Chana, Masoor, Maize, Arhar, Rape & Mustard, Potato, Onion, Sugarcane, Jute
CHHATTISGARH1375145.37Paddy (UI), Kodo Kutki, Paddy (I), Soyabean, Groundnut, Arhar, Jowar, Sesamum, Maize, Wheat (UI), Wheat (Irr), Bengal Gram, R & M, Linseed, Potato
GOA606.79Paddy, Ragi, Groundnut, Sugarcane, Pulses
GUJARAT1896094.18Bajra, Maize, Blackgram, Greengram, Tur, Banana, G.Nut, Ragi, Castor, Moth, Sesamum, Cotton, Wheat (I), Wheat (UI), R&M, Gram, Potato, S. G.Nut, S. Bajra, Potato Cumin, Isabgol, Garlic, Onion
HARYANA71262.78Bajra, Maize, Cotton, Arhar, Gram , Mustard
HIMACHAL PRADESH20250.44Paddy, Maize, Potato, Wheat Barley
J & K7588.61Paddy, Maize, Wheat (I), Wheat (UI), Mustard
JHARKHAND517036.32Paddy, Maize, Potato, Wheat, Rape & Mustard, Begal Gram, Potato
KARNATAKA2692781.22Paddy (I), Paddy (RF), Jowar (I), Jowar (RF) Bajra (I), Bajra (RF), Maize (I), Maize (RF), Ragi (I), Ragi (RF), Navane (RF), Save (RF), Tur (I), Tur (RF), Blackgram, Greengram (RF), Horsegram, Groundnut (I), Groundnut (RF), Sunflower (I), Sunflower (RF), Soyabean (I), Soyabean (RF), Sesamum (RF), Castor (RF), Potato (I), Potato (RF), Onion (I), Onion (RF), Cotton (I), Cotton (RF), Chilly (I), Chilly (RF), Paddy (I), Wheat (I), Wheat (RF), Bengal Gram,(I) Bengal Gram (RF), Safflower (RF), Safflower (I), Linseed
KERALA24590.84Paddy, Tapioca, Pine apple, Turmeric, Ginger, Banana
MADHYA PRADESH4548265.74Paddy (I), Paddy (UN), Jowar, Bajra, Maize, Kodo Kutuki, Tur, G.Nut, Sesamum, Soyabean , Cotton, Banana, Wheat (I), Wheat (UN), Bengal gram, R & M, Potato, Onion
MAHARASHTRA1314168.56Paddy, Jowar, Bajra, Maize, Ragi, G.Nut, Sunflower, Soyabean, Sesamum, Niger, Tur, Urd, Moong,Cotton, Onion, Sugar Cane, Wheat (I), Wheat (UN), Jowar (I), Jowar (UN), Bengal Gram, Safflower, Sunflower, Onion
MEGHALAYA4092.18Ahu Paddy, Sali Paddy, Boro Paddy, Ginger, Potato, R & M
ORISSA1089845.97Paddy, Maize, G.Nut,.Red Gram,. Niger, Cotton, Mustard, Potato, Sugarcane
RAJASTHAN5702717.89Paddy, Jowar, Bajra, Maize, Moong, Moth, Urd, Gnut, Cowpea, Soyabean, Arhar, Til, Castor, Guar, Wheat, Barley, Gram, Mustard, Taramira, Masoor, Coriander, Cumin, Methi, Isabgol. Sonf
SIKKIM20.43Soyabean, Finger Millet, Maize, Aman Paddy, Ginger, Potato, Barley, Urd, Mustard, Wheat
TAMIL NADU440005.64Paddy, Ragi (UI), Ragi (I), Maize (RF), Gnut (I), Cotton (UI), Cotton, (Irr), Cotton (Rice Fellow),Tapioca, Potato, Onion, Turmeric , Banana, Chilly, Ginger, Horsegram.Blackgram, Sugarcane, Sesamum, Bajra (I), Jowar (I)
UTTARPRADESH2585076.36Paddy, Maize Urd, Gnut, Soyabean, Sugarcane, Arhar, Jowar, Bajra, Til Wheat, Gram, Peas, Mustard, Potato, Masoor
WEST BENGAL486718.53Aman Paddy, Aus Boro Paddy, Maize, Wheat, R & M, Potato
TRIPURA1735.47Aman Paddy, Aus Paddy, Boro Paddy, Potato
UTTARANCHAL23220.99Paddy, Ragi, Wheat, Potato
A & N ISLANDS106.00Paddy
PUDUCHERRY3719.53Paddy I, II, III, Cotton, Sugarcane, Groundnut
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Source: Agriculture Insurance Company of India