Claim Process for Rainfall Index Insurance by HDFC-ERGO Rural Insurance

Claims shall be assessed and paid on the basis of the documents submitted to the Company.

In the event that, in the specific geographical location and during the time period specified in the Schedule to this policy, the Actual Total Rainfall index is less than the Normal Rainfall index, the benefit payable to the insured shall be the Standard Loss Rate multiplied by difference in Normal Rainfall Index and Actual Total Rainfall Index, subject to a maximum of the Total Sum Insured.